Continuing education requirements
Tennessee Affiliate Brokers generally renew on a two-year cycle. The general baseline is 16 CE hours: 6 mandatory TREC Core hours and 10 approved elective hours. Retired-status, grandfathered, and current Principal Broker exceptions are separate; confirm whether an exception applies and verify your individual renewal date with TREC.
E&O insurance: a major Tennessee compliance trap
Tennessee requires active licensees to maintain continuous Errors and Omissions insurance coverage, whether through a state-negotiated group policy or independent coverage that meets equivalent terms. Allowing this coverage to lapse is treated as a serious compliance failure and can affect your ability to remain active.
Inactive, retired, or suspended status
Tennessee recognizes different license statuses beyond simply active or expired. Verify current definitions and reactivation steps for inactive, retired, or suspended status directly with the Tennessee Real Estate Commission before assuming how a status change affects your ability to practice.
Before You Assume Your Renewal Requirements
CE requirements, the Core Course, and E&O all have to be current at renewal — confirm the current cycle details before acting.
- Confirm your license's current renewal/expiration date directly with TREC or your Principal Broker.
- Complete your continuing education hours, including the mandatory TREC Core Course component.
- Confirm your E&O coverage is continuous and current — a lapse can trigger automatic suspension.
- Submit renewal through the current official TREC process and confirm receipt.
General Tennessee CE baseline
Renewal is generally biennial. The general baseline is 16 CE hours: 6 mandatory TREC Core hours and 10 approved electives, reported through the official CE tracking process. Retired-status and grandfathered exceptions are separate; 2026 Principal Broker rules can also differ.
Each individual licensee is responsible for compliant E&O coverage for initial licensing and renewal. A lapse can put a license at suspension risk.